Mr. Kapadia is the Founding Executive Director and Senior Executive Officer. He has held Senior Management roles with Commercial as well as Private Banks and has more than 25 years of experience in Multinational Banks; his last assignment was with Credit Suisse AG, DIFC, Dubai, U.A.E. His in depth Corporate Banking/ Wealth Management experience across various organizations is a value add and guiding principle for HCL in corporate leadership, learning and growth. He has strong network of clients in Africa, Pakistan, and U.A.E built over last 25 years.
He holds a Diplomate from the Institute of Islamic Banking and Insurance, London U.K. as well Institute of Bankers, London, U.K and a Business degree.
Mr. Asif joined Habib Capital Limited as Vice President – Operations. Asif brings with him a rich experience of almost two decades in the banking industry. Asif has held several positions with banks in Pakistan and in Dubai.
Asif started his banking career with Faysal Bank Limited, Lahore - Pakistan back in 1997 as a Treasury Officer and was responsible for the utilization of funds in the local market along with various reporting requirements by State Bank of Pakistan (SBP) and Central Treasury Office (Head Office).
Moved to Prime Commercial Bank Limited, Lahore - Pakistan as Manager Operations of Gulberg Branch in 2002.
In 2003, Asif joined Standard Chartered Bank (SCB), Dubai in the retail sales.
Prior joining Habib Capital Limited, Asif has worked with Habib Bank Limited, Dubai – UAE for almost 13 years in the capacity of Manager Operations for various branches in Dubai and Abu Dhabi as well as Relationship Manager, Private Banking. His last position with Habib Bank Limited was in the capacity of Assistant Vice President – Compliance. The main responsibilities were to conduct due diligence to counter AML, identifying gaps in KYC information / documentation in NR / Offshore accounts, Reviewing Policies & Procedure Manuals and Correspondence with regulators / correspondent banks at various levels.
Asif is a seasoned banker with extensive knowledge in banking operations, handling HNW clients, practices and protocols across the globe.
He holds a bachelor’s degree in commerce and an MBA in finance.
Mr. Gautam Bakshi joins Habib Capital Limited as Vice President – Private Banking. He has over 11 years of experience in the financial arena. He began his financial career working with Citibank NA, Dubai specialising in managing investments for the NRI sector. Subsequent to that, and prior to joining HCL, he worked with First Gulf Bank and Emirates NBD as a Senior Relationship Manager.
As an experienced Wealth and Relationship manager, Gautam understands the value of providing clients with a balanced approach to meet the investment objectives. He places a great deal of importance in understanding client requirements and working closely with them to provide bespoke advice on structuring their portfolio based on risk management and investment needs.
Gautam is a graduate of Mumbai University, India where he earned a bachelor’s degree in Management Studies.
Ms. Shyma brings with her a vast experience of 17+ years’ in the banking and financial industry. Her previous work experiences have been with Citibank India, Citibank NA, Indusind bank and ADCB -Excellency in the U.A.E.
She has been a Wealth Manger with an overall banking experience in the NRI Business with markets spanning both locally & internationally.
She has an in-depth experience to execute and manage strategic wealth and investment business opportunities for her clients.
She holds a Bachelors degree in Mass Communication and a Diploma in Business Management. She is also a CWA: Certified Wealth Planner from CISI (UK).
Mr. Vikas Sengupta brings with him 12+ years of Investment Advisory and Financial Services experience. He demonstrated astute understanding of financial objectives, optimizing investment processes, building strong teams and fostering collaborative environments with high performing personnel. Mr. Vikas Sengupta worked and studied in countries with diverse cultural backgrounds. He has double Master degrees in Corporate Finance and Financial Economics and is also a CFA Level I Candidate. He authored and published articles in Forbes and Arabian Business magazines.
Ben brings over 30 years’ experience within financial services specialising in Compliance, Ethics and Risk consultancy services he brings significant expertise to the firm gained from his time working throughout Europe and Australasia.
Prior to joining the firm, Ben operated his consultancy business, providing risk and compliance advisory services to financial service firms which included undertaking key regulated roles. Ben has experience in major transformation projects involving Fintech and Regtech implementation and he is skilled in developing and managing compliance, conduct risk and ethics programs.
Ben is a Certified Ethics & Culture Advisor (Institute of Banking Ireland - IOB) and Licentiate of Compliance Institute Ireland. Ben holds Professional Diplomas in Leading Cultural Change & Ethical Behaviour (IOB) and Compliance Management (Compliance institute, Ireland). He also holds a Graduate Diploma in Corporate, Finance & Securities Law (University of Sydney, Australia), Diploma in Financial Planning (Deakin University, Australia) and Professional Certification in Financial Crime Prevention (Compliance institute, Ireland).
Katherine brings over 15 years of experience in the field of Auditing and Accounting. She oversees all areas of accounting and financial management within the firm. She also holds several outsourced Finance Officer positions for our clients within the DIFC and is responsible for the licence application and finance review processes. Prior to joining the firm Katherine worked with Price Waterhouse Coopers (PwC Dubai) and for several other audit and assurance engagements for DFSA regulated entities. Prior to PwC, Katherine has held positions in Crowe Mak and Yusr Islamic Investment Bank.
Katherine holds a BS Degree in Accountancy from the Polytechnic University of the Philippines and is a Certified Public Accountant.