Management Team

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Habib Capital

Dubai International Financial Centre
Phone No: +97143203562

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Meet The Team

Mr. Habibullah Kapadia

(Founder Executive Director & Senior Executive Officer)

Mr. Habibullah Kapadia

(Founder Executive Director & Senior Executive Officer)

Mr. Kapadia is the Founder Executive Director and Senior Executive Officer. He has held Senior Management roles with Commercial as well as Private Banks and has more than 25 years of experience in Multinational Banks; his last assignment was with Credit Suisse AG, DIFC, Dubai, U.A.E. His in depth Corporate Banking/ Wealth Management experience across various organizations is a value add and guiding principle for HCL in corporate leadership, learning and growth. He has a strong network of clients in Africa, Pakistan, and the U.A.E. in the last 25 years.

He holds a Diplomate from the Institute of Islamic Banking and Insurance, London, U.K., as well as the Institute of Bankers, London, U.K., and a Business degree.

Mr. Muhammad Asif Khan

(SENIOR VICE PRESIDENT-OPERATIONS)

Mr. Muhammad Asif Khan

(SENIOR VICE PRESIDENT-OPERATIONS)

Mr. Asif joined Habib Capital Limited as Senior Vice President-Operations. Asif brings with him a rich experience of almost two decades in the banking industry. Asif has held several positions with banks in Pakistan and in Dubai.
Asif started his banking career with Faysal Bank Limited, Lahore - Pakistan back in 1997 as a Treasury Officer and was responsible for the utilization of funds in the local market along with various reporting requirements by the State Bank of Pakistan (SBP) and the Central Treasury Office (Head Office).
Moved to Prime Commercial Bank Limited, Lahore - Pakistan as Manager Operations of Gulberg Branch in 2002. In 2003, Asif joined Standard Chartered Bank (SCB), Dubai in retail sales.

Prior to joining Habib Capital Limited, Asif worked with Habib Bank Limited, Dubai – UAE for almost 13 years in the capacity of Manager Operations for various branches in Dubai and Abu Dhabi as well as Relationship Manager, Private Banking. His last position with Habib Bank Limited was in the capacity of Assistant Vice President – Compliance. The main responsibilities were to conduct due diligence to counter AML, identifying gaps in KYC information / documentation in NR / Offshore accounts, Reviewing Policies & Procedure Manuals and Correspondence with regulators / correspondent banks at various levels. Asif is a seasoned banker with extensive knowledge in banking operations, handling HNW clients, practices and protocols across the globe.

He holds a bachelor’s degree in commerce and an MBA in finance.

MR. ALI ASLAM MALIK

(MANAGING DIRECTOR – HEAD OF ISLAMIC BANKING)

MR. ALI ASLAM MALIK

(MANAGING DIRECTOR – HEAD OF ISLAMIC BANKING)

Mr. Malik has joined Habib Capital Limited (HCL) as Managing Director – Head of Islamic Banking. He brings with him over 10 years of experience covering capital markets with reputable organizations such as J.P. Morgan and Bank of Singapore across Los Angeles, Singapore, and Dubai.

Prior to joining HCL, Ali was a Senior Investment Advisor at Bank of Singapore where he managed USD 600 million in client assets. Before that, he was a Global Investment Specialist at J.P. Morgan where he provided investment advice and managed client portfolios. Ali is a frequent guest on Bloomberg TV where he shares his views on the economy and is one of the most quoted advisors in the region having featured on reputable media outlets such as Forbes, Bloomberg, Nasdaq.com, and Yahoo! Finance.

Ali graduated from Brigham Young University in the U.S. with a BSc in Management with an emphasis in Finance. He was the recipient of the CEO Recognition Award in 2019 at Bank of Singapore and represented Asia on J.P. Morgan's Global Analyst Council during his time in Singapore. Ali is an avid cricketer and an amateur golfer.

Mr. Gautam Bakshi

(Vice President - Private Banking)

Mr. Gautam Bakshi

(Vice President - Private Banking)

Mr. Gautam Bakshi joins Habib Capital Limited as Vice President – Private Banking. He has over 11 years of experience in the financial arena. He began his financial career working with Citibank NA, Dubai, specializing in managing investments in the NRI sector. After that, and prior to joining HCL, he worked with First Gulf Bank and Emirates NBD as a Senior Relationship Manager.

As an experienced Wealth and Relationship manager, Gautam understands the value of providing clients with a balanced approach to meeting the investment objectives. He places a great deal of importance on understanding client requirements and working closely with them to provide bespoke advice on structuring their portfolio based on risk management and investment needs.

Gautam is a graduate of Mumbai University, India, where he earned a bachelor’s degree in Management Studies.

Ms. Shyma Sukumaran

(Vice President - Private Banking)

Ms. Shyma Sukumaran

(Vice President - Private Banking)

Ms. Shyma brings with her a vast experience of 17+ years’ in the banking and financial industry. Her previous work experiences have been with Citibank India, Citibank NA, Indusind bank and ADCB -Excellency in the U.A.E.
She has been a Wealth Manger with overall banking experience in the NRI Business with markets spanning both locally & internationally.
She has in-depth experience of executing and managing strategic wealth and investment business opportunities for her clients.

She holds a Bachelors degree in Mass Communication and a Diploma in Business Management. She is also a CWA: Certified Wealth Planner from CISI (UK).

Mr. Vikas Sengupta

(Research & Development Officer)

Mr. Vikas Sengupta

(Research & Development Officer)

Mr. Vikas Sengupta brings with him 12+ years of Investment Advisory and Financial Services experience. He demonstrated an astute understanding of financial objectives, optimizing investment processes, building strong teams and fostering collaborative environments with high-performing personnel. Mr. Vikas Sengupta worked and studied in countries with diverse cultural backgrounds. He has double Master's degrees in Corporate Finance and Financial Economics and is also a CFA Level I Candidate. He authored and published articles in Forbes and Arabian Business magazines.

Mr. Benjamin Pickup

(Head of Compliance)

Mr. Benjamin Pickup

(Head of Compliance)

Ben brings over 30 years’ experience within financial services specialising in Compliance, Ethics and Risk consultancy services. He brings significant expertise to the firm gained from his time working throughout Europe and Australasia.

Prior to joining the firm, Ben operated his consultancy business, providing risk and compliance advisory services to financial service firms, which included undertaking key regulated roles. Ben has experience of major transformation projects involving Fintech and Regtech implementation, and he is skilled at conducting development and managing compliance, conduct risk and ethics programs.

Ben is a Certified Ethics & Culture Advisor (Institute of Banking Ireland - IOB) and License of Compliance Institute Ireland. Ben holds Professional Diplomas in Leading Cultural Change & Ethical Behaviour (IOB) and Compliance Management (Compliance institute, Ireland). He also holds a Graduate Diploma in Corporate, Finance & Securities Law (University of Sydney, Australia), a Diploma in Financial Planning (Deakin University, Australia) and Professional Certification in Financial Crime Prevention (Compliance institute, Ireland).

Ms. Katherine Arellano

(Finance Officer)

Ms. Katherine Arellano

(Finance Officer)

Katherine brings over 15 years of experience in the field of Auditing and Accounting. She oversees all areas of accounting and financial management within the firm. Prior to joining the firm, Katherine worked with Price Waterhouse Coopers (PwC Dubai) and for several other audit and assurance engagements for DFSA regulated entities. Prior to PwC, Katherine held positions in Crowe Mak and Yusr Islamic Investment Bank.

Katherine holds a BS Degree in Accountancy from the Polytechnic University of the Philippines and is a Certified Public Accountant.

Ms. Avigail Timbang

(Administrative Assistant)

Ms. Avigail Timbang

(Administrative Assistant)

Ms. Avigail Timbang joined Habib Capital Limited as Administrative Assistant in 2016. She brings with her 13 years of experience in office administration. She is an integral part of the Operations team of Habib Capital Limited and is very instrumental in providing support for filling out account opening forms, and also supports the Finance Department in preparing expense claim vouchers & petty cash. She also assists SEO in various day-to-day activities of the firm.

Ms. Avigail started her career back in 2010 as HR/Payroll Coordinator with The AIM Group Inc, Dubai – United Arab Emirates.

She joined Société Générale Private Banking (DIFC), Dubai – United Arab Emirates in June 2013 as a Receptionist/ administrative Assistant. Her main responsibilities were to provide support to RMs for arranging meetings and to support the middle office.

Prior to joining Habib Capital Limited, Ms. Avigail Timbang worked as Administrative Assistant with Development Bank of Singapore (DBS) in DIFC, Dubai – United Arab Emirates. Her main responsibilities were to provide assistance to RMs in filling out account opening forms and also assisting RMs in providing new account opening form packs. She was also responsible for managing incoming/outgoing posts and couriers.

Ms. Avigail Timbang holds a bachelor’s degree in Computer Sciences.

HABIB CAPITAL LTD.

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