Board Of Directors:

  • Mr. Bande Hasan
    (Chairman / Independent Director)


  • Mr. Hasan has over 4 decades of experience in Commercial and Investment banking at senior management level. Formerly CEO of a UK bank for about 15 years and Currently Non-Executive Independent Director of a UK bank.
    Mr.Hasan holds a Master's Degree in Economics and a Bachelor's in Commerce.

  • Mr. Mohsin Somji
    (Executive Director)


  • Mr. Somji has over 4 decades of entrepreneurial experience in the Financial, Investment, Construction, Real estate and Hotel business. Since 2008, he has owned and managed various hotel businesses in Tanzania. Prior to this, he had been working as the Director and Senior Executive officer at various firms operating in Real estate, Hotel and Financial services across Africa. He underpins his practical experience with academic knowledge and professional affiliations.

  • Mr. Joseph Anthony Gonsalves
    (Non-Executive Director)


  • Mr. Joseph has over 2 decades of Financial, Investment, Construction, Real Estate, Foreign Exchange, Pharmaceutical, Hotel and Petroleum business experience at senior management level. Since 2009, he has been serving the Board at Amana Bank, the first Sharia compliant bank in Tanzania.

  • Mr. Habibullah Kapadia
    (Founding Executive Director / Senior Executive Officer)


  • Mr. Kapadia is the Founding Executive Director and Senior Executive Officer. He has held Senior Management roles with Commercial as well as Private Banks and has more than 25 years of experience in Multinational Banks; his last assignment was with Credit Suisse AG, DIFC, Dubai, U.A.E. His in depth Corporate Banking/ Wealth Management experience across various organizations is a value add and guiding principle for HCL in corporate leadership, learning and growth. He has strong network of clients in Africa, Pakistan, and U.A.E built over last 25 years.
    He holds a Diplomate from the Institute of Islamic Banking and Insurance, London U.K. as well Institute of Bankers, London, U.K and a Business degree.